BTCPlatform

// Traditional payment processing approach
function processPayments() {
  // Multiple payment processors needed
  const processors = [
    'stripe', 'paypal', 'square', 'authorize-net'
  ];
  
  // High fees and chargebacks
  const costs = {
    processingFees: '2.9% + $0.30 per transaction',
    chargebacks: '$15-25 per dispute',
    monthlyFees: '$25-50 base costs',
    internationalFees: '4.4% + currency conversion',
    settlementTime: '2-7 business days'
  };
  
  // Limited global reach
  const limitations = {
    countries: 'restricted-by-banking-laws',
    currencies: 'limited-fiat-options',
    privacy: 'full-kyc-required',
    censorship: 'subject-to-freezing',
    accessibility: 'banking-infrastructure-needed'
  };
  
  // Complex compliance requirements
  const compliance = [
    'PCI-DSS', 'AML', 'KYC', 'GDPR', 'SOX'
  ];
  
  return {
    fees: 'high-and-unpredictable',
    speed: 'slow-settlement',
    reach: 'geographically-limited',
    control: 'third-party-dependent'
  };
}